You have spent many years of waiting and saving for retirement. Finally, your hard work has paid off and now, you are living as a retiree and enjoying the much anticipated rest. I will happily say a big congratulations to you and hereby present these retirement tips on how to make your golden years simple and fruitful.
20 Tips to Simplify Your Retirement Life
Of course! You can live a fruitful life as a retiree. I’m not talking about making more money, although if it takes no energy, additional income won’t hurt right? My focus is how you will live without hassles and also achieve something as a retiree, be it skill acquisition, knowledge expansion, N.G.O activities, volunteer services, etc.
Maybe you didn’t know it but if you don’t organize your life and make it simple, your retirement life may become more stressful than what you anticipated. Let’s examine some of these simple tips.
1. Set simple and clear goals
If you have decided that you don’t want to spend your retirement years in front of a television flipping from one channel to the other, start setting goals for yourself. These goals have to be simple and achievable depending on your budget and health. Well, time is no longer a problem unless you have a terminal illness. If you don’t, kindly set goals for yourself to be more energized and focused.
2. Take them one at a time
No matter the number of things you listed out as goals, learn to take them one at a time. The easiest way to do this is to attach time to each goal. It may be short term or long term. Achieve one first and pursue another. Remember, no one is rushing you.
3. Reduce distractions
As a retiree, you have enough time now to be distracted, but if you have goals to achieve and want to live a simple life, minimize the distractions around you. How? Allocate a specific time for a specific task, and avoid unnecessary things, for example, technology.
4. Meditate from time to time
Meditation is good for your spirit, soul and body. Spend some time alone and meditate. It will bring calmness, peace and clarity. It will clear your head and rejuvenate you afresh.
5. Exercise regularly
The importance of exercise cannot be overemphasized. If you allow your body to be dull, your organs may fail and you may no longer enjoy your golden years. Exercise works wonders and we all know it. At this age, it doesn’t need to be the strenuous type but with consistency, the accumulated effect will be worth it.
6. Minimize your level of commitments
Don’t engage in so many activities or make so many appointments and promises. Keep things within your strength and take things at a slower pace. Bite what you can chew and don’t overdo it.
7. Use a to-do list everyday
If you start your every day with a list of what you want to do, it will make things very simple and you can achieve more as time goes by.
8. Say “no” sometimes
If your family wants to turn you into a babysitter and you don’t want to, say no! A neighbor wants you to watch their home or feed their pet while they are on holiday; say no if you don’t want to do it. Remember, you have worked hard for your retirement and deserve rest and you-time. No apologies necessary.
9. Reduce your communication
Sometimes, communicating with so many people can be stressful and demanding. It may create more commitments for you. Switch off from time to time and only keep important people close.
10. Reduce some stuffy stuff
Simplifying your life can start right there in your home. Do a thorough overhauling and do away with space consuming things that are no longer relevant to your life.
11. Reduce expenses
Try to cut down on unnecessary expenditures so that your retirement income will be enough for you.
12. Live within your means
Flamboyancy is not an option if you cannot afford it. Like the saying goes, cut your coat according to your available material. If you don’t want stress and distractions, manage your budget and stick to it.
13. Do the things you love
Engage in activities that bring you joy and not what the society demands. Retirement is your reward for many years of pleasing others. Live it for YOU!
14. Do things at your own pace
Whatever it is you want to do (exercise, planning, etc.), don’t be in a rush and take it easy.
15. Consider frugal living
Frugal living is not a punishment. Find out ways to get what you want at a cheaper rate or substituting from time to time with easier options.
16. Live in a smaller home
Yes! It will reduce maintenance cost and labor, which you don’t need.
17. Eat well
Live longer by maintaining good eating habits. As an elderly person, your dietary need has changed and you must observe it to be healthier. Remember, the key to enjoying your retirement is to ensure that you are healthy and that you maintain a healthy lifestyle.
18. Practice orderliness
Let there be a place for everything and let everything be in its place.
19. Create routines and follow them
If you develop morning and night routines and if you follow them, your life will be simple during retirement.
20. Simplify your finances through budgeting.
Budgeting helps you to keep track of your inflows and outflows. Don’t ignore its importance. Remember, your funds are now limited and specified. Don’t mishandle them.
These simple retirement tips will help you to simplify your life and also achieve more as a retiree. Start from here and discover more every day.